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Apply for an ACH Merchant Account:

Choose
Normal Application     
  $199  
Choose High Risk Application    $299  

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Following is a list of industries considered HIGH RISK.  If your business type is not listed, use the normal application.  

If your business type is listed in blue, use the high risk application.  Applicants may also be considered high risk if derogatory credit information is discovered.

If your business type is listed in red, you cannot be approved for an ACH account, and your only option is CheckWriter Software.

SIC Code Business Type
4511 Air Carriers/Travel+
7941 Athletic Clubs
7995 Betting/Lottery/Gambling
0000 Cigarette Sales Online / Mail Order
0000 Collection Agencies
0000 Computer Hardware/Electronics+
0000 Computer Software
8398 Charity/Social Services
0000 Credit Lines/Credit Cards for Specified Products only (Buyers Clubs/Wholesale Clubs)
4411 Cruise Lines and Travel Clubs
7273 Dating Services or Escort Service
7322 Debt Collection Agencies
5968 Direct Marketing - Subscription
0000 Gun/Firearms/Ammo/Weapons Dealers
3000-3299 Airlines
7997 Membership Clubs (sports)
8699 Membership Orgzn. - Prepaid 
5966 Outbound Telemarketing
0000 Pharmacies Online and Mail Order
4723 Package Tour Operators+
8651 Political Organizations
7922 Theatrical Producers
7012 Timeshares
0000 Phone Co. / Phone Cards 
4722 Travel Agencies+
4829 Check Cashing Store / PayDay Advance
0000 Pornography and Adult Products